We are proud to present our new layaway plan as another payment option for our customers. Any order at The Black Art Depot is eligible for our Layaway Plan which is powered by and secured by Paypal via Lay-Buy.
A .09% Administrative Fee is charged on all Layaway Purchases. This fee does not come to The Black Art Depot. It is a processing fee charged by Paypal and Lay-Buy.
An initial deposit of either 20%,25%,30%,40% or 50% (Buyer Option) must be paid when the layaway plan is initiated.
The buyer has the option of paying off the balance after the initial deposit in 1 to 4 monthly installments (Buyer Option). The card on file will be billed every month on the date of the original order per the payment schedule provided when initiating the layaway plan. Early payments and early pay-offs are allowed. If you want to payoff your order early please call or email our office so we can send you an invoice that you can pay securely via Paypal.
Layaway plans can be canceled at anytime by the buyer. There will be a cancellation fee of $20.00 on all orders that do not contain limited editions or original works of art. Orders that contain limited editions or original works of art will have a cancellation fee of 20% of the total value of the order.
The seller reserves the right to cancel any layaway plan if two of the following occur during the accepted payment period: declined transaction, missed payment, or late payment. If the seller cancels the layaway plan due to payment issues the customer will be responsible for 20% of the total value of the order. Any remaining funds collected will be refunded to the buyer's account.
Once the buyer has made the final payment, the associated order will ship in 1 to 5 business days.
If you have any additional questions about our layaway policy or about a layaway plan you currently have in place please contact our office at email@example.com.